In a landmark achievement for financial inclusion, the India Post Payments Bank (IPPB) has officially become the bank with the largest physical banking network in India, utilizing the unmatched reach of the country’s postal infrastructure.
Launched in 2018 under the Department of Posts, Ministry of Communications, IPPB now operates through a massive network of over 136,000 post offices, including 22,000+ head and sub-post offices, and is supported by more than 200,000 postal workers trained as banking service providers.
“IPPB brings banking to your doorstep — quite literally. From remote Himalayan villages to coastal hamlets, no Indian is out of reach,” said an IPPB official.
This hybrid model, combining physical infrastructure with digital platforms, enables customers to open accounts, transfer money, pay bills, and access government services without ever having to visit a traditional bank branch. Services are delivered through micro-ATMs, QR cards, Aadhaar-enabled payments, and mobile banking apps.
- Bank: India Post Payments Bank (IPPB)
- Launched: September 1, 2018
- Branch Network:
- 650 banking outlets
- 136,000+ post offices as access points
- 200,000+ postal workers offering doorstep service
- Slogan: “Aapka Bank, Aapke Dwaar” (Your Bank, At Your Doorstep)
IPPB also plays a crucial role in executing government schemes like Direct Benefit Transfers (DBT) and PM-KISAN, bringing crucial financial support directly to beneficiaries in rural and underserved regions.
With this milestone, India Post Payments Bank has not only redefined the traditional idea of a “bank branch” but has also emerged as a global model for inclusive, grassroots banking — ensuring no citizen is left behind in the digital and financial revolution.
